All plans have been designed to protect your business against the unexpected
Instant cover
Fast & fair claims
Extensive network
Wide range of covers
Regional Plans
Our most popular plans cover you for treatment in North Africa & Middle East as the major trading nations of the Indian sub-continent and South-East Asia.
Local Plans
Designed for those who want the reassurance of quality health cover locally plus the security of compliant plans at competitive premiums.
| Area of cover | Regional (Direct billing in GCC) | Regional (Direct billing in GCC) |
| Outside area of cover |
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| Overall year limit | SAR 500,000 | SAR 500,000 |
| Room& board (inside AXA network) - daily limitation including bed fees, nursing services and visitations, medical observation and services. Excluding medicine fees and medical necessities. | Suite room - max SR2,000/night in & outside Network | Suite room - max SR2,000/night in & outside Network |
| Intensive care unit | Covered | Covered |
| Network of providers | VVIP or VIP | VVIP or VIP |
| Prescribed labs, investigations and medical imagery | Covered | Covered |
| Prescribed medication | Covered | Covered |
| Deductible | 10% maximum SAR50 | Nil |
| Pre existing conditions | Covered | Covered |
| Maintenance of chronic conditions | Covered | Covered |
| Life threatening congenital conditions | Covered | Covered |
| Physiotherapy sessions | Covered | Covered |
| Oncology treatment | Covered | Covered |
| Dialysis limitation | SAR 100,000 | SAR 100,000 |
| Vaccination | Covered as per MOH | Covered as per MOH |
| Circumcision | SAR 500 | SAR 500 |
| Ambulance | Covered | Covered |
| Repatriation of mortal remains | SAR 10,000 | SAR 10,000 |
| Psychiatric treatment (acute cases) | SAR 15,000 | SAR 15,000 |
| Maternity complications | Covered | Covered |
| Nil waiting period | Nil waiting period | |
| Pregnancy and delivery (for employees with married contract)** | SAR 15,000 | SAR 15,000 |
| Nil waiting period | Nil waiting period | |
| Pre-mature babies | Covered | Covered |
| Hearing aids | SAR 6,000 | SAR 6,000 |
| Damaged costs in acquired heart valves | SAR 70,000 | SAR 70,000 |
| Organ transplant / Donor surgery only | SAR 50,000 | SAR 50,000 |
| Alzheimer treatment | SAR 15,000 | SAR 15,000 |
| Autism treatment | SAR 15,000 | SAR 15,000 |
| Cost of national program for newborns to reduce disability | SAR 100,000 | SAR 100,000 |
| Disability costs | SAR 100,000 | SAR 100,000 |
| Ear piercing | SAR 300 | SAR 300 |
| Dental care | SAR 3,000 | SAR 3,000 |
| Optical care | SAR 750 | SAR 750 |
| Area of cover | KSA Only | KSA Only | KSA Only | KSA Only | KSA Only | KSA Only |
| Overall year limit | SAR 500,000 | SAR 500,000 | SAR 500,000 | SAR 500,000 | SAR 500,000 | SAR 500,000 |
| Room & board (inside AXA network) - daily limitation including bed fees, nursing services and visitations, medical observation and services. Excluding medicine fees and medical necessities. | Suite room - max SAR 2,000/night in & outside Network | Private room - max SAR 2,000/night in & outside Network | Private - max SAR 800/night outside network | Semi-Private - max SAR 700/night outside network | Shared - Max. SAR 600/night | Shared - Max. SAR 600/night |
| Intensive care unit | Covered | Covered | Covered | Covered | Covered | Covered |
| Network of providers | VIP | A | B | C | D | E |
| Deductible | 20% maximum SAR 100 | 20% maximum SAR 100 | 20% maximum SAR 100 | 20% maximum SAR 100 | 20% maximum SAR 100 | 20% maximum SAR 100 |
| Pre existing conditions | Covered | Covered | Covered | Covered | Covered | Covered |
| Maintenance of chronic conditions | Covered | Covered | Covered | Covered | Covered | Covered |
| Life threatening congenital conditions | Covered | Covered | Covered | Covered | Covered | Covered |
| Physiotherapy sessions | Covered | Covered | Covered | Covered | Covered | Covered |
| Oncology treatment | Covered | Covered | Covered | Covered | Covered | Covered |
| Dialysis limitation | SAR 100,000 | SAR 100,000 | SAR 100,000 | SAR 100,000 | SAR 100,000 | SAR 100,000 |
| Vaccination | Covered as per MOH | Covered as per MOH | Covered as per MOH | Covered as per MOH | Covered as per MOH | Covered as per MOH |
| Circumcision | SAR 500 | SAR 500 | SAR 500 | SAR 500 | SAR 500 | SAR 500 |
| Ambulance | Covered | Covered | Covered | Covered | Covered | Covered |
| Repatriation of mortal Remains | SAR 10,000 | SAR 10,000 | SAR 10,000 | SAR 10,000 | SAR 10,000 | SAR 10,000 |
| Psychiatric treatment (acute cases) | SAR 15,000 | SAR 15,000 | SAR 15,000 | SAR 15,000 | SAR 15,000 | SAR 15,000 |
| Maternity complications | Covered | Covered | Covered | Covered | Covered | Covered |
| Nil waiting period | Nil waiting period | Nil waiting period | Nil waiting period | Nil waiting period | Nil waiting period | |
| Pregnancy and delivery (for employees with married contract)** | SAR 15,000 | SAR 15,000 | SAR 15,000 | SAR 15,000 | SAR 15,000 | SAR 15,000 |
| Nil waiting period | Nil waiting period | Nil waiting period | Nil waiting period | Nil waiting period | Nil waiting period | |
| Pre-mature babies | Covered | Covered | Covered | Covered | Covered | Covered |
| Hearing aids | SAR 6,000 | SAR 6,000 | SAR 6,000 | SAR 6,000 | SAR 6,000 | SAR 6,000 |
| Damaged costs in acquired heart valves | SAR 70,000 | SAR 70,000 | SAR 70,000 | SAR 70,000 | SAR 70,000 | SAR 70,000 |
| Organ transplant / Donor surgery only | SAR 50,000 | SAR 50,000 | SAR 50,000 | SAR 50,000 | SAR 50,000 | SAR 50,000 |
| Alzheimer treatment | SAR 15,000 | SAR 15,000 | SAR 15,000 | SAR 15,000 | SAR 15,000 | SAR 15,000 |
| Autism treatment | SAR 15,000 | SAR 15,000 | SAR 15,000 | SAR 15,000 | SAR 15,000 | SAR 15,000 |
| Cost of national program for newborns to reduce disability | SAR 100,000 | SAR 100,000 | SAR 100,000 | SAR 100,000 | SAR 100,000 | SAR 100,000 |
| Disability costs | SAR 100,000 | SAR 100,000 | SAR 100,000 | SAR 100,000 | SAR 100,000 | SAR 100,000 |
| Ear piercing | SAR 300 | SAR 300 | SAR 300 | SAR 300 | SAR 300 | SAR 300 |
| Dental care | SAR 2,000 | SAR 2,000 | SAR 2,000 | SAR 2,000 | SAR 2,000 | SAR 2,000 |
| Optical care | SAR 400 | SAR 400 | SAR 400 | SAR 400 | SAR 400 | SAR 400 |
KSA 
Oman 
Qatar 
Bahrain 
UAE 
