Car Insurance from AXA

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Quick and affordable car insurance
Whether you need to insure your first car or renew your existing car insurance, AXA can provide a range of car insurance policies to suit your requirements, all offering great product benefits at a price you can afford.

We offer four levels of cover:
> Motor Perfect              > Third Party Fire and Theft
> Third-Party                  > Minimum compulsory insurance as per law

The cost of insurance depends on the cover you need and your "No Claims Bonus" that you have earned over the years.

Offer available to:
> Drivers who are over 21 years of age
> Drivers with minimum 1 year KSA driving license or 2 years from
    transferable countries
> Vehicles registered in individuals name for personal use
> Vehicle age is less than 7 years old from first registration

Did you know?
>  AXA Gulf gives the best price for the best drivers
>  You can get up to 50% discount, if you can prove that you are claims-free driver
>  AXA is the largest non-life international insurer in the Gulf Region

If you are an experienced, careful driver, AXA car insurance is right for you

Product summary

Comprehensive insurance

1) Motor Perfect

Third Party insurance

2) Third Party Liability 
 > Protection against your legal liability to Third Parties in 
     respect of death, bodily injuries or damage to property arising 
     out of the use of the insured vehicle within the Kingdom of 
     Saudi Arabia

 > SAR 5 million (each) liability limits for Third Party Bodily Injury
     and Third Party Property Damage 

3) Third Party Liability + Fire & theft insurance
Coverage against any loss/damage to the insured vehicle caused due to Fire or Theft (along with the above cover)

4) Minimum compulsory insurance as per law
Mandatory vehicles insurance policy by the Council of Ministers (as per the Royal Decree No.222), that provides the third party with an indemnity for any liabilities arising out of an accident

* Five years maximum available agency repair period, subject to conditions and payment of an additional premium. All above limits are in SAR.

Cover details

Loss of or Damage to your vehicle
This is the primary section of your policy that provides cover for any accidental loss or damage to your vehicle and its accessories.

Third Party Bodily injury
This cover provides for your legal liability in the event that you have to pay compensation for any bodily injury to or death of a third party following an accident.

Third Party Property Damage
This cover provides for your legal liability in the event that you have to pay compensation for damage to materials and property following an accident.

Medical Expenses
A limited cost of medical treatment incurred as a direct result of an accident when using the insured vehicle.

Personal Belongings
Cover for the value of loss or damage caused to your personal belongings whilst in the insured vehicle.

Natural Perils (Storm/Flood)
Your policy cover extends to include accidental loss of or damage to the Vehicle caused by natural perils such as storm, flood.

Off-road cover
If your vehicle has off-road capability, your insurance policy is extended whilst you are off-road.

Kingdom of Bahrain cover
All our policies proved automatic cover whilst temporally being driven in the Kingdom of Bahrain.

Agency repair
Accidental damage repairs of the insured vehicle at the manufacturers authorized dealers within the Kingdom of Saudi Arabia.

Personal Accident cover for driver
(only for AXA Motor Perfect Plus and AXA Motor Executive policy)
This cover offers compensation to the Driver of the vehicle in the event of death or serious bodily injury sustained whilst using the vehicle.

Personal Accident cover for passengers
(only for AXA Motor Perfect Plus and AXA Motor Executive policy)
This cover offers compensation to the Passengers in the vehicle in the event of death or serious bodily injury sustained whilst using the vehicle.

GCC cover
(only for AXA Motor Executive policy)
Under this cover, the loss of or damage to your vehicle is extended to all GCC countries. This does not include third party liability cover, which must be purchased separately at the border.

No Claims Discount Protection
(only for AXA Motor Executive policy)
This cover enables you to protect the benefit you have gained through accruing claims free years.

Key benefits

Driving other vehicle
Our Third Party Liability is extended to any other private motor car driven by you, with the owners express consent

Riots, strikes, storm and flood
Riot, strikes, civil commotions and natural calamities including hail damage are automatically covered

Medical expenses
Emergency medical expenses to the insured or any occupant is covered up to SAR 5000 per person

Extensive third party liability
Passengers and family members have unlimited injury cover should you be held legally liable

Automatic Bahrain extension

Superior after sales service
Thanks to our agreement with workshops, you get quality, personalized service and worry-free claims settlement

Automatic personal belongings extension
Personal belongings, lost or damaged by fire, theft or accident while in or on your car as automatically covered up to SAR 2000 for any one accident